Job Details

Are you a detail-oriented and organized individual interested in supporting retail banking in a back-office capacity?

Have banking, accounting, or financial services experience? We'll train you!

(within our office locations in LA, KY, AL, MI, IL, MO, KS, MS, TN, and TX)

Deposit Operations Generalist's Responsibilities:

• Cross-Training and Task Flexibility:
• Cross-trained on all key functions within Deposit Operations, including wires, exceptions, non-post items, reconciliations, and chargebacks.
• Assigned specific tasks daily, with flexibility to cover other roles as needed, ensuring comprehensive coverage of all department functions.
• Transaction Processing:
• Process various deposit-related transactions such as ACH, wire transfers, chargebacks, stop payments, and account adjustments.
• Handle incoming and outgoing wires through FedLine, ensuring accuracy and compliance.
• Account Maintenance and Exceptions:
• Assist in managing non-post items, account reconciliations, and exception processing for demand deposit accounts, savings, and certificates of deposit.
• Manage corrections to automated clearing house blocks and handle Federal Reserve Bank exceptions.
• Reconciliation and Reporting:
• Participate in balancing assigned general ledger accounts and preparing reports, including monthly deposit stratification and other required departmental reports.
• Assist with daily reconciliation of ATM deposits, cash orders, and exceptions.
• Compliance and Documentation:
• Ensure all activities comply with bank policies, procedures, and applicable regulations such as BSA/AML, Reg CC, and Reg E.
• Assist with audits by providing accurate records, reports, and documentation.
• Customer Support and Problem Resolution:
• Provide support to internal departments and respond to inquiries related to account discrepancies, subpoenas, levies, and reclamations.
• Act as a backup for other team members, supporting non-posts, exceptions, and research tasks as needed.
• Process Improvement and Special Projects:
• Identify opportunities for improving processes within the department to enhance efficiency.
• Participate in special projects and collaborate with other team members on department-wide initiatives.

• Performs other duties as assigned.

To succeed as the Deposit Operations Generalist, you should have:

• A high school diploma or GED is required; 1-3 years of experience in bank teller, deposit operations, or related fields are preferred; an associate's degree or higher is a plus.
• Previous retail banking; credit union; finance; accounting/bookkeeping experience.
• Understanding of financial regulations, compliance requirements, and financial reporting standards.
• Skilled in using banking software and performing accurate data entry.
• Demonstrates the ability to manage multiple tasks efficiently with attention to detail and accuracy.
• Ability to communicate effectively and work well with others, adapting to changing tasks.

As the Deposit Operations Generalist, you will support a range of functions within the Deposit Operations department, ensuring smooth processing of transactions, compliance with regulatory requirements, and excellent service to internal and external customers. You will be cross-trained in all departmental tasks but assigned specific tasks as daily responsibilities. Your specific daily tasks will include extensive item review, end-of-day real-time payments, Fed Now Balancing, debit card balancing, return mail management, and reporting.

We do our best to ensure Liberty Bank and Trust is an incredible place to work and build a career. We want you to learn, grow, and share in the success you help create. There is also a future opportunity for growth within the company.

Liberty's Bank and Trust's Best-in-Class Benefits and Perks:

As you might expect, we value every member of our team. That's why we offer competitive pay and an extensive benefits package, including:

• Comprehensive Medical, Dental, Vision, and Life Insurance
• Solid Work/Life Balance, including PTO and paid holidays
• Financial wellness, including an FSA 401K and match, Educational Reimbursement, and Life Insurance
• Family assistance, including Adoption Assistance and EAP/Health and Welfare Assistance
• Growth opportunities, including Training and Development and Leadership Development
• Substantial perks, including Online Marketplace* discounts on a variety of goods and services, ERG/ Ambassador Group, and Free and reduced-rate bank services

Liberty Bank and Trust is a part of history, and we don't take our success or the privilege of serving our customers lightly. Liberty and our legacy institutions, with branches in 11 states, have stood steadfastly with underserved and often-forgotten communities for over 100 years.

We are growing and building our team with people who want to expand their horizons and surround themselves with inclusive, mission-driven peers who want to positively impact communities and families.

Our mission is to carry on the vital work of generations of black-owned bank operators by preserving and providing access to affordable financial products and services to traditionally underserved markets. Liberty has been a lifeline for many who have pursued dreams of homeownership, growing businesses, providing for college, or even starting lifelong careers.

We strive to be as resilient as the people we serve. Whether it's a community, a burgeoning business, or untapped talent, we believe in the possibility of financial freedom.

We're ready to talk about what's next, and if you are too, please apply today!

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.